Kamyab Jawan Interest Free Loan Scheme 2022, All Details About PM Kamyab Jawan Interest Free Loan Program 2022 Latest
👀 SEE ALSO 👀
PRIME MINISTER KAMYAB PAKISTAN PROGRAM
LATEST ADVERTISEMENT: PRIME MINISTER KAMYAB JAWAN BILASOOD QARZA PROGRAM 2022
Envisioning Youth-led Pakistan
The projects initiated under the umbrella of PM’s Kamyab Jawan Program are concentrated on 3 Es: Education, Employment & Engagement with an aim to serve all key domains for youth development.
Employment
Entrepreneurship opportunities for sustainable employment growth
Education
Skills based education for career mobility and growth. Building job-relevant skills!
Engagement
Youth participation in socio economic affairs. Social Empowerment of Youth!
Loan Scheme
Youth Entrepreneurship Scheme promotes entrepreneurship among youth by providing business loans on simple terms & with less markup through 21 on board Commercial, Islamic and SME banks.
All Pakistani residents, aged between 21 and 45 years with entrepreneurial potential are eligible to apply for the loan. For IT/ E-Commerce related businesses, the lower age limit is 18 years. Youth Entrepreneurship Scheme is for both startups and expansion of existing businesses across Pakistan. Loan applications have to be submitted online (hyperlink) only through our website.
Loans provided under YES are segregated into 3 tiers.
Tier 1
The range is 100,000 upto 1 million PKR with 3% markup. No Security required for loan in this tier.
Tier 2
The range is above 1 Million upto 10 Million PKR with 4% markup.
Tier 3
The range is above 10 Million upto 25 Million PKR with 5% markup.
Fill Online Loan Application Form
Check Status of Loan your Application
Calculate Your Repayment Schedule
Supporting Material
Watch Video on how to Fill Online Application
Guidelines in Urdu to Fill Application Form
Guidelines in English to Fill Application Form
👀 SEE ALSO: EHSAAS INTEREST FREE LOAN (EHSAAS BILASOOD QARZA) PROGRAM 👀
Frequently Asked Questions
Q.1 Can loan be applied physically in branches?
- No physical application form is required. All applications have to be submitted online at the following link/ address:
https://kamyabjawan.gov.pk/bankform/newapplicantform
Q.2 Can a non-resident Pakistani apply?
- No. This scheme is only for resident Pakistanis.
Q.3 Can government employees apply?
- No. Government employees are strictly barred from applying under this scheme.
Q.4 Does any gender have any priority?
- There is no gender discrimination in this scheme and applicants of all genders are offered equal opportunities. However, considering the ground realities and to protect the fair gender, a minimum of 25% share on aggregate basis of all loans is kept for women.
Q.5 What is the minimum educational requirement for an applicant?
- There is no general requirement of minimum educational qualification, though it will be a favorable consideration for decision making by banks. However, in case of businesses which compulsorily require certain qualification, certifications, diplomas, authorizations or licenses, the same must be held by the applicant.
Participating Banks
Financial Calculators/Templates
Kamyab Jawan Skills Scholarship
Under Kamyab Jawan Programme, Hunermand Pakistan has been launched to uplift the quality of TVET and to bring the youth at par with international standards.
Skill for All Components:
Development & Standardization of 200 TVET Qualifications
Development of loren epsam
